Payment options

I paid with my husband checking account,and his job had a delay on the checks,for one day.so I paid with the checking account the money wasn't in there the day of due,they disconnect me I paid in cash the next day.later after my bill was due again I tried to pay with the same account with money in it they deny my payment eveye time.were I live we don't carry anything due to high volume of murders over money so I say fix this.we all ain't broke out there att we are paying or bill.